About Us

Our vision is to provide our customers simpler, better, accessible banking for an elevated life. We are on a mission to provide a single trusted interface to manage one’s entire financial life cycle journey with speed and ease; a platform where you can save, borrow, transact, invest, and protect in a simple and convenient manner. By providing these services digitally, we can make our products available to more people at lower cost without sacrificing quality and security.

Who We Are

UNO Digital Bank is South East Asia’s first full-spectrum digital bank licensed under the Bangko Sentral ng Pilipinas. We pioneer a new approach to banking: one that elevates you by making banking simple, better, and accessible.


We are your companion for solutions to financial needs in transactions, saving, borrowing, investment, and protection through products that are suitable for you, exactly when you need them.

Maximize Your Money

Spend on what you want while getting great deals on what you need as you maximize the value you get from your spendings.

Leverage Your Money

No need to wait for your cash!
Spend on your needs and wants now with our flexible repayment options.

Secure Your Money

Create a safety net for family needs,
potential emergencies, or even for the future you’re planning to build.

Grow Your Money

Boost your income streams with investments or get help building or boosting your active and passive income streams.


Experience convenient and secure bank transactions designed for your lifestyle.

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High Interest Rates

Be more when you earn more with our savings account and time deposits!

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No Hidden Fees & Transaction Fees

Add Money, Send Money, and Pay Bills at no additional cost!

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Instant Virtual Card Activation

No need to wait! Enjoy your money right away.

*for a minimum deposit of Php100

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No Maintaining Balance Required

Get ready to save up without a worry with #UNOready!

*applicable to #UNOready savings account only

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Safe and Secure

UNO Digital Bank is licensed by the BSP and deposits are insured by the PDIC.

Board of Directors

UNO Digital Bank is the vision of a founding team with more than 100 years of experience in banking, lending, technology, and digital transformation.

uno digital bank founder ceo Manish Bhai

Manish Bhai

President and CEO

Founder UNOAsia,
ex-MD Citigroup

uno digital bank founder Kalidas Ghose

Kalidas Ghose


Founder UNOAsia, FE Credit VC,

uno digital bank director Benjamin Cross Sevilla

Benjamin Cross Sevilla

Director & Senior Local Rep

Co-Founder Altus Capital,
ex-CEO Bank of Boston

uno digital bank director ronaldo modesto ventura

Ronaldo Modesto J. Ventura


Partner at Romulo Mabanta
Buenaventura Sayoc

uno digital bank director david john binder

David John Binder

Independent Director

Ex-MD Citigroup
& Bank of New York Mellon

uno digital bank director griselda santos

Griselda (Gay) Santos

Independent Director

Water.Org Regional Director,

uno digital bank director wilfrido atienza

Wilfrido A. Atienza

Independent Director

Ex-Ayala Corporation
& Citibank

uno digital bank director maria nancy valiente

Maria Nancy Valiente

Independent Director

MD Xcap Partners HK,
ex-MD Merril Lynch & Evercore Asia

uno digital bank director juan miguel mapa

Juan Miguel S. Mapa


Founder and President of Electronic Network Cash Tellers (ENCASH) Inc

Annual Reports

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2022 Annual Report


Scan to get started!

UNO Digital Bank is here to bring you a simple, better, and accessible banking experience fit for your lifestyle. Experience an elevated banking journey today.