Frequently Asked Questions
#UNOboost can be booked instantly through the UNO Digital Bank mobile application subject to the following mechanics:
Minimum Booking Amount | PHP 5,000.00 |
Maximum Booking Amount | PHP 500,000.00 |
Maximum Number of Bookings | 5 |
Term | Gross Interest P.A. | Interest Payout |
3 Months | 5.50% | At Maturity |
4 Months | 5.50% | At Maturity |
5 Months | 5.50% | At Maturity |
6 Months | 6.00% | At Maturity |
7 Months | 6.00% | At Maturity |
8 Months | 6.00% | At Maturity |
9 Months | 6.00% | At Maturity |
10 Months | 6.00% | At Maturity |
11 Months | 6.00% | At Maturity |
12 Months | 6.50% | At Maturity |
You have the freedom to access your funds at any time prior to the maturity of your #UNOboost. However, the cost of Documentary Stamp Tax (DST) and a pre-termination penalty will be deducted from the net proceeds of your deposit.
DST is computed as follows:
PHP 1.50 for every PHP 200.00 of the principal amount.
For time deposits with tenure of less than 1 year, DST = (Original Tenure in Days / 365) x (1.50 / 200) x Principal Amount. 366 for a leap year.
Pre-termination Penalty:
50% of gross interest earned if pre-terminated at the first half of the tenure.
25% of gross interest earned if pre-terminated at the second half of the tenure.
Terms and conditions apply.
UNO Digital Bank is a member of PDIC. Deposits are insured by PDIC up to PHP 500,000.00 per depositor.
For any concerns, you may call us at (+632) 8811 8866 or send us a message through customerhappiness@unobank.asia.
UNO Digital Bank is supervised by the Bangko Sentral ng Pilipinas with telephone number (+632) 8708 7087 and e-mail address consumeraffairs@bsp.gov.ph.