TIME DEPOSIT

#UNOboost

The power to choose how much you can earn is in your hands! With #UNOboost, you can:

  • Earn a high interest rate of up to 6.50% p.a.
  • Get a fixed interest rate up to one year with the flexibility to choose your term of months
  • Instantly open up to five (5) time deposit bookings

See how your funds can get an #UNOboost

Enter any value from PHP 5,000.00 to PHP 500,000.00

*Gross Per Annum

The computation of the calculators are estimates based on the information you provided. Rates may vary and do not reflect actual results. For the exact figures, you may check the TD calculator in the UNO Mobile App.

Frequently Asked Questions

What is #UNOboost?
Grow your funds faster and in a secure way with the UNO HIGH-RATE Time Deposit or #UNOboost. Earn a guaranteed interest while having the flexibility to choose your desired term of 3, 4, 5, 6, 7, 8, 9, 10, 11, or 12 months.
How do I apply for #UNOboost?

#UNOboost can be booked instantly through the UNO Digital Bank mobile application subject to the following mechanics:

 

Minimum Booking Amount

PHP 5,000.00

Maximum Booking Amount

PHP 500,000.00

Maximum Number of Bookings

5



What are #UNOboost’s Interest Rates

Avail of interest rates as high as 6.50% interest p.a. based on your chosen term:

TermGross Interest P.A.Interest Payout
3 Months5.00%At Maturity
4 Months5.00%At Maturity
5 Months5.00%At Maturity
6 Months5.50%At Maturity
7 Months5.50%At Maturity
8 Months5.50%At Maturity
9 Months5.50%At Maturity
10 Months5.50%At Maturity
11 Months5.50%At Maturity
12 Months6.50%At Maturity

(1)Interest earnings from this account are subject to government taxes and may be changed without prior notice.

Early Withdrawal or Closure of Time Deposit

You have the freedom to access your funds at any time prior to the maturity of your #UNOboost. However, the cost of Documentary Stamp Tax (DST) and a pre-termination penalty will be deducted from the net proceeds of your deposit. 



DST is computed as follows:

PHP 1.50 for every PHP 200.00 of the principal amount.

 

For time deposits with tenure of less than 1 year, DST = (Original Tenure in Days / 365) x (1.50 / 200) x Principal Amount. 366 for a leap year.

 

Pre-termination Penalty:

50% of gross interest earned if pre-terminated at the first half of the tenure.

25% of gross interest earned if pre-terminated at the second half of the tenure.




Terms and conditions apply.

 

UNO Digital Bank is a member of PDIC. Deposits are insured by PDIC up to PHP 500,000.00 per depositor.

 

For any concerns, you may call us at (+632) 8811 8866 or send us a message through customerhappiness@unobank.asia.

 

UNO Digital Bank is supervised by the Bangko Sentral ng Pilipinas with telephone number (+632) 8708 7087 and e-mail address consumeraffairs@bsp.gov.ph.




 

TIME DEPOSIT

#UNOearn

Excited to use your hard earned money? With #UNOearn, you can:

  • Earn a high-interest rate of 6.50% for 2 years
  • Enjoy monthly payouts
  • Instantly open up to five (5) time deposit bookings

See how much more you can #UNOearn

Enter any value from PHP 5,000.00 to PHP 500,000.00

*Gross Per Annum
The computation of the calculators are estimates based on the information you provided. Rates may vary and do not reflect actual results. For the exact figures, you may contact our Customer Happiness Specialists at +6392 8819 0866 or +6391 9059 9866

Frequently Asked Questions

What is #UNOearn Time Deposit?
Add another source of income to support your lifestyle with #UNOearn, a HIGH-YIELD Time Deposit that provides a monthly payout. Lock-in a guaranteed interest rate for a longer period and enjoy an additional income stream credited to your #UNOready Savings Account on a monthly basis. No need to wait for the maturity to enjoy the benefit of the returns on your funds. Choose between terms of 12 or 24 months.
How do I apply for an #UNOearn Time Deposit?

#UNOearn can be booked instantly through the UNO Digital Bank mobile application subject to the following mechanics:

 

Minimum Booking Amount

PHP 5,000.00

Maximum Booking Amount

PHP 500,000.00

Maximum Number of Bookings

5



What are the #UNOearn Time Deposit Interest Rates(1)?

Term

Interest Rate

Interest Payout

12 Months

6.50%

Monthly

24 Months

6.50%

Monthly

 

*Interest earnings from this account are subject to government taxes and may be changed without prior notice.

Early Withdrawal or Closure of Time Deposit

You have the freedom to access your funds at any time prior to the maturity of your #UNOearn. However, the cost of Documentary Stamp Tax (DST) and a pre-termination penalty will be deducted from the net proceeds of your time deposit.

 

DST is computed as follows:

PHP 1.50 for every PHP 200.00 of the principal amount.

 

For time deposits with tenure of less than 1 year, DST = (Original Tenure in Days / 365) x (1.50 / 200) x Principal Amount.  366 for a leap year.

 

Pre-termination Penalty:

50% of gross interest earned if pre-terminated at the first half of the tenure.

25% of gross interest earned if pre-terminated at the second half of the tenure.




Terms and conditions apply.

 

UNO Digital Bank is a member of PDIC. Deposits are insured by PDIC up to PHP 500,000.00 per depositor.

 

For any concerns, you may call us at (+632) 8811 8866 or send us a message through customerhappiness@unobank.asia.

 

UNO Digital Bank is supervised by the Bangko Sentral ng Pilipinas with telephone number (+632) 8708 7087 and e-mail address consumeraffairs@bsp.gov.ph.

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Do everything in just a few taps! From saving, sending money, and shopping — all can be done with the UNO Digital Bank app. Elevate your banking experience and get started with us!

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PDIC-insured

Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P500,000 per depositor

Member of PDIC

Deposits are insured by PDIC up to P500,000 per depositor.

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