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2024 Balance Build Campaign

      1. The 2024 Balance Build Campaign (“Promo”) will run from March 1 to March 31, 2024 (“Promo Period”).

      2. With this Promo an #UNOready or #UNOready@GCash customer can be eligible to earn up to 1.75% p.a. interest rate on top of the regular base rate (“Bonus Interest”):

      3. Eligibility Criteria. A customer is eligible for the Promo if he/she meets the criteria in this section and all the other conditions set out in the succeeding sections (“Eligible Customer”):

        1. The Customer’s #UNOready or #UNOready@GCash savings account is active during the Promo Period and awarding period,

        2. The Customer must have registered a valid and updated mobile number and email address with UNO;

        3. Performs any of the transactions described in #4 within the Promo Period.

      4. Promo Mechanics. Eligible Customers are entitled to the Bonus Interest based on the criteria below:

      5. Eligibility Criteria Bonus Interest
        Average daily balance (ADB) for the month of the customer’s #UNOready or #UNOready@GCash account reaches at least PHP 10,000.00 +1.75% p.a. interest rate for ADB for the month up to PHP 100,000.00.

        This Bonus Interest will only be applicable to #UNOready or #UNOready@GCash accounts with monthly ADB of up to PHP 100,000.00. The minimum Bonus Interest that will be credited to the customer’s account is PHP 0.01.

      6. Campaign Reward. The Eligible Customer may be entitled to the Bonus Interest if the Eligible Customer meets all the Eligibility Criteria stipulated in Sections 3 and 4. The Bonus Interest of up to 1.75% p.a. is on top of the UNO’s regular base rate. The Bonus Interest will be credited to the customers #UNOready or #UNOready@GCash account, less 20% withholding tax.

      7. Awarding Schedule. The campaign reward will be credited to the customer’s #UNOready or #UNOready@GCash account thirty (30) business days after the promo period has ended.

      8. By participating in the Promo, Eligible Customers hereby authorize the transfer, disclosure, and communication of information relation to his/her accounts to and from/between UNO and participating merchants, service providers and other relevant third parties for the purpose of marketing and promotion, verification, checking, validation, and fulfillment.

      9. By accepting and/or using the cash credit, the Eligible Customer agrees to hold UNO free and harmless from any loss, injury, or damage caused by or arising from his/her participation in the Promo or caused by or arising from his/her acceptance and/or use of the cash credit.

      10. Fraud, abuse, misinterpretation or any unauthorized action relating to the availment of the products, participation in the Promo, or awarding of the Reward may result in disqualification of the customer from the Promo, suspension or cancellation of the banking privileges, closing of the accounts in UNO or the forfeiture of the Reward via a debit by UNO of the equivalent amount from the client’s #UNOready@GCash account, at UNO’s discretion, as the case may be. UNO shall have the sole and absolute discretion to disqualify anyone from participation in the Promo.

      11. The Promo and its corresponding Reward in the form of cash credits are not convertible to any other form of reward.

      12. In case of disputes, UNO’s decision will be final. Disputes must be filed by the Eligible Customer within sixty (60) calendar days from the scheduled Reward awarding date.

UNObank, Inc. is a member of PDIC. Deposits are insured by PDIC up to PHP 500,000.00 per depositor.


For further inquiries, you may contact our Customer Happiness Specialists at +632 8811 8866 or +63 919 0599866 from 6AM to 10PM, 7 days a week. You may also send a message via the UNO In-App Message or an email to


Likewise, should you have any concerns in relation to your personal information, or the manner or purpose for which it is processed, please contact UNObank’s Data Protection Officer at and for more information regarding the Data Privacy Act, you may visit


UNObank, Inc. is regulated by the Bangko Sentral ng Pilipinas (BSP). You may contact the Bangko Sentral Financial Consumer Protection Department through their contact number +632 8708-7087 or send an email at

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